Navy Federal Credit Union Bank Hours

Navy Federal Credit Union, often simply referred to as Navy Federal, is a prominent financial institution in the United States, catering specifically to military personnel, veterans, and their families. With a rich history dating back to 1933, Navy Federal has grown into one of the largest credit unions in the country, offering a wide range of financial services and products tailored to the unique needs of its military-affiliated membership.
Understanding Navy Federal’s Operating Hours

Navy Federal Credit Union operates with a distinct set of hours compared to traditional banks, primarily due to its focus on serving military personnel and their often-unique schedules. The credit union’s hours of operation are designed to accommodate the needs of its members, many of whom may be on active duty or have varying work schedules.
It's important to note that Navy Federal's hours can vary depending on the specific branch location and the day of the week. While some branches may operate with standard banking hours, others might have extended hours to better serve their members. Additionally, Navy Federal has implemented various digital and automated services, which are available 24/7, providing members with convenient access to their accounts and financial transactions.
Standard Branch Hours
Navy Federal’s standard branch hours typically follow a Monday to Friday schedule, with most branches open from 9:00 AM to 5:00 PM. However, it’s crucial to check the specific branch’s hours, as some may have slightly different timings, particularly on Fridays, where they might close earlier.
For members who require banking services outside of these standard hours, Navy Federal has implemented a network of ATMs and shared branching locations, which allow members to conduct certain transactions even when the physical branch is closed. Additionally, the credit union's online and mobile banking platforms provide 24/7 access to account information, bill payments, and other essential services.
Day | Opening Hours | Closing Hours |
---|---|---|
Monday | 9:00 AM | 5:00 PM |
Tuesday | 9:00 AM | 5:00 PM |
Wednesday | 9:00 AM | 5:00 PM |
Thursday | 9:00 AM | 5:00 PM |
Friday | 9:00 AM | 5:00 PM |
Saturday | Closed | Closed |
Sunday | Closed | Closed |

While Saturday and Sunday are typically non-operational days for Navy Federal branches, the credit union's digital services ensure that members can still manage their finances on weekends and holidays. This includes accessing online statements, transferring funds, and applying for loans, among other services.
Extended Hours and Special Operations
In recognition of the diverse needs of its members, Navy Federal has introduced extended hours at select branches. These branches remain open for longer periods, often until 6:00 PM or 7:00 PM, to cater to members who may not be able to visit the branch during standard hours.
Additionally, Navy Federal operates a 24/7 contact center, providing members with around-the-clock assistance for account-related inquiries and support. This contact center plays a crucial role in ensuring that members can receive guidance and support regardless of their location or time zone.
Holiday Schedule
Navy Federal Credit Union observes several holidays throughout the year, during which its branches and digital services may have modified hours or be closed entirely. Some of the major holidays observed by Navy Federal include:
- New Year's Day
- Martin Luther King Jr. Day
- Memorial Day
- Independence Day
- Labor Day
- Thanksgiving Day
- Christmas Day
On these days, members are encouraged to utilize Navy Federal's digital services or visit a shared branching location for essential transactions. The credit union typically provides advance notice of holiday closures and modified hours through its website and mobile app.
Digital Services and 24⁄7 Accessibility

In today’s digital age, Navy Federal has embraced technology to provide its members with convenient and secure access to their financial accounts and services. The credit union’s online and mobile banking platforms offer a wide range of features, including:
- Account management: Members can view account balances, transaction histories, and set up alerts for important account activities.
- Bill payments: Navy Federal's digital platforms allow members to schedule and manage bill payments, ensuring timely payments and avoiding late fees.
- Funds transfer: Members can easily transfer funds between their accounts or to external accounts, providing flexibility in managing their finances.
- Loan applications: Navy Federal's digital services streamline the loan application process, allowing members to apply for loans, check their loan status, and make payments online.
- Mobile deposit: With the Navy Federal mobile app, members can deposit checks remotely, eliminating the need to visit a physical branch.
The credit union's digital services are designed with security and convenience in mind, utilizing advanced encryption and authentication protocols to protect members' financial information. These services not only provide 24/7 accessibility but also reduce the need for in-person branch visits, saving members time and effort.
Contact Center and Member Support
Navy Federal’s 24⁄7 contact center plays a vital role in providing members with timely assistance and support. The contact center is staffed by a team of trained professionals who are well-versed in the credit union’s products and services. Members can reach out to the contact center via phone, email, or live chat for assistance with account-related inquiries, technical support, and general financial advice.
The contact center's 24/7 availability ensures that members can receive support regardless of their time zone or schedule. This is particularly beneficial for members who are stationed overseas or have irregular work hours. The contact center's multilingual support further enhances its accessibility, catering to the diverse needs of Navy Federal's global membership.
Shared Branching Network
Navy Federal has established a nationwide network of shared branching locations, which allows members to conduct certain transactions at participating credit unions and financial institutions. This network provides members with additional convenience and flexibility, particularly when they are away from their home branch or require immediate access to their funds.
Shared branching locations offer a range of services, including cash withdrawals, deposits, and loan payments. Members can locate the nearest shared branching location through Navy Federal's website or mobile app, making it easy to find an alternative banking option when needed.
Can I access my Navy Federal account on weekends and holidays?
+Yes, Navy Federal’s digital services, including online and mobile banking, are available 24⁄7, including weekends and holidays. Members can access their accounts, manage their finances, and conduct various transactions through these digital platforms, ensuring continuous access to their financial information and services.
What services are available at Navy Federal’s shared branching locations?
+Shared branching locations offer a range of services, including cash withdrawals, deposits, and loan payments. However, it’s important to note that not all services available at Navy Federal branches may be offered at shared branching locations. Members should check with the specific shared branching location for a list of available services.
How can I locate the nearest Navy Federal branch or shared branching location?
+Navy Federal provides a branch locator tool on its website and mobile app, which allows members to search for the nearest branch or shared branching location based on their current location or a specified address. This tool provides the branch’s address, contact information, and operating hours, making it easy for members to plan their visits.