Navy Army Corpus Christi

The Navy Army Community Credit Union (NAACU) in Corpus Christi, Texas, is a financial institution with a rich history and a strong presence in the community. With its focus on serving military personnel, veterans, and their families, NAACU has become a trusted partner for financial services in the region. In this comprehensive overview, we will delve into the history, services, and impact of Navy Army Community Credit Union in Corpus Christi, exploring its unique position in the financial landscape of the area.
A History of Service and Community Support

Navy Army Community Credit Union was established in 1954 with the mission of providing financial services to the military community in Corpus Christi. It was founded by a group of dedicated military personnel who recognized the need for a financial institution that understood the unique challenges and opportunities faced by those serving their country.
Over the decades, NAACU has grown significantly, expanding its reach beyond the military community to include civilians and businesses in the Corpus Christi area. This inclusive approach has allowed the credit union to become a cornerstone of the local economy, offering a wide range of financial products and services tailored to the diverse needs of its members.
Key Milestones and Growth
NAACU’s journey has been marked by several significant milestones that have shaped its growth and impact:
- 1954: Navy Army Credit Union is founded by military personnel, with an initial focus on serving the needs of active-duty service members.
- 1970s: The credit union begins to expand its membership base to include veterans and their families, recognizing the long-term commitment of these individuals to the military community.
- 1980s: Navy Army experiences rapid growth, opening multiple branches across Corpus Christi and surrounding areas to better serve its expanding membership.
- 1990s: The credit union introduces innovative financial products, including online banking and mobile banking services, to stay at the forefront of technological advancements.
- 2000s: NAACU expands its community involvement, partnering with local charities and organizations to support initiatives focused on education, healthcare, and economic development.
- 2010s: The credit union continues to adapt to changing financial landscapes, enhancing its digital presence and introducing new products like mobile check deposit and online loan applications.
Throughout its history, Navy Army Community Credit Union has remained committed to its core values of financial responsibility, community support, and member satisfaction. This dedication has fostered a strong sense of loyalty among its members, many of whom have been with the credit union for decades.
Services and Products Offered

Navy Army Community Credit Union offers a comprehensive suite of financial services designed to meet the diverse needs of its members. Here’s an overview of some of the key products and services they provide:
Personal Banking
- Checking Accounts: NAACU offers a range of checking account options, including free checking accounts with no minimum balance requirements and interest-bearing accounts for higher balances.
- Savings Accounts: Members can choose from various savings accounts, including traditional savings accounts, money market accounts, and certificate of deposit (CD) accounts, offering competitive interest rates.
- Loans and Mortgages: Navy Army provides competitive loan options, including personal loans, auto loans, and mortgages. They also offer specialized military loans tailored to the unique financial needs of service members.
- Credit Cards: The credit union issues a variety of credit cards, including rewards cards, low-interest cards, and secured cards, helping members build and improve their credit scores.
Business Banking
- Business Checking and Savings: NAACU caters to local businesses with a range of business checking and savings accounts, offering features like online banking, mobile deposit, and business credit cards.
- Business Loans: Navy Army provides financial support to local businesses through business loans, lines of credit, and commercial real estate loans, helping entrepreneurs grow and expand their ventures.
Investment and Retirement Services
- Investment Accounts: Members can access investment services through partnerships with reputable financial institutions, offering a range of investment options, including stocks, bonds, and mutual funds.
- Retirement Planning: Navy Army assists members in planning for their retirement with IRA accounts, 401(k) rollovers, and access to financial advisors who can provide personalized retirement strategies.
Additional Services
- Online and Mobile Banking: NAACU offers a robust online banking platform and mobile app, providing members with convenient access to their accounts, bill payment services, and mobile deposit capabilities.
- Financial Education: The credit union is committed to financial literacy, offering resources and workshops to help members make informed financial decisions, manage their money effectively, and plan for their future.
- Community Initiatives: Navy Army actively supports the Corpus Christi community through various initiatives, including scholarships for local students, sponsorship of community events, and partnerships with organizations focused on economic development and social welfare.
Impact and Community Involvement

Navy Army Community Credit Union’s impact extends far beyond its financial services. The credit union is deeply rooted in the Corpus Christi community and actively contributes to its growth and well-being.
Community Partnerships
NAACU has established strong partnerships with local organizations and charities, supporting initiatives that align with its values and the needs of the community. Some of its notable partnerships include:
- Corpus Christi Hooks Baseball Club: Navy Army has been a proud sponsor of the Hooks, supporting youth baseball programs and community events.
- United Way of the Coastal Bend: The credit union partners with United Way to address critical community issues, such as education, income, and health, by providing financial support and volunteer hours.
- South Texas Blood & Tissue Center: NAACU actively promotes blood donations and supports the center's mission to provide a safe and adequate blood supply to the region.
- Texas A&M University-Corpus Christi: Navy Army has a long-standing relationship with the university, offering financial support for scholarships and campus initiatives.
Scholarships and Education
Recognizing the importance of education, Navy Army Community Credit Union provides scholarships and grants to local students pursuing higher education. These scholarships aim to support academic excellence and encourage students to pursue their dreams.
Financial Literacy Programs
The credit union is dedicated to empowering its members and the community through financial literacy. They offer a range of educational programs and resources, including workshops, online tools, and financial counseling, to help individuals make informed financial decisions and achieve their financial goals.
Volunteerism and Giving Back
Navy Army’s employees actively participate in volunteer initiatives, contributing their time and skills to support various community causes. From organizing food drives to participating in local clean-up events, the credit union’s commitment to giving back is evident in its day-to-day operations and special projects.
Conclusion: A Trusted Financial Partner

Navy Army Community Credit Union in Corpus Christi stands as a beacon of financial stability and community support. With its rich history, comprehensive financial services, and deep commitment to the well-being of its members and the community, NAACU has become an integral part of the Corpus Christi landscape.
As the credit union continues to evolve and adapt to the changing financial landscape, its focus on member satisfaction, financial responsibility, and community involvement remains unwavering. Navy Army's impact extends beyond its physical branches, making a positive difference in the lives of its members and the broader Corpus Christi community.
How can I become a member of Navy Army Community Credit Union?
+To become a member of Navy Army Community Credit Union, you must meet their eligibility criteria, which includes being a military service member, veteran, or family member, or by joining a select group of organizations that partner with the credit union. You can also become a member by opening a savings account with a minimum deposit and maintaining a minimum balance.
What makes Navy Army different from traditional banks?
+Navy Army Community Credit Union operates as a not-for-profit financial cooperative, which means it is owned and controlled by its members. This structure allows the credit union to prioritize member satisfaction and community impact over profit. Additionally, NAACU offers competitive rates and personalized service, focusing on building long-term relationships with its members.
How can I access my Navy Army accounts when traveling?
+Navy Army Community Credit Union has a robust network of shared branches and ATMs across the country, making it convenient for members to access their accounts while traveling. Additionally, the credit union’s online and mobile banking platforms allow members to manage their accounts and conduct transactions from anywhere with an internet connection.